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Car Insurance Tips

3 Illinois Car Insurance Tips:

  • Illinois Car Insurance Deductible

Choosing the highest deductible is a great way get a lower premium. However, if you do decide to go with a higher deductible make sure its one that you can manage to pay in the event you need to use it.

  • Illinois Car Driving Courses for Insurance Discounts

To avoid penalty points being added to your record, when faced with having to deal with a driving citation see if there are any available driving courses you may take. Doing so will keep points off your record which will keep your rates from increasing.

  • Consider dropping comprehensive coverage on your older car.

Comprehensive coverage pays for any damage done to your car other than that of an accident. For instance hail storms and vandalism will be covered by comprehensive coverage. If you have an old car you dont see being worth your deductible to fix vandalism or hail damage, comprehensive coverage might as well be left off of the policy.

When searching for an independent insurance agent below are a few great companies to start with.

Chicago, Illinois Car Insurance Independent Agent

Thomas Ward, of Thomas Ward Insurance Group, has put 14 years into the business of providing local chicago drivers with discounted rates on auto insurance. You can contact him during normal business hours at (312) 254-1500


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